{"id":199,"date":"2023-11-04T15:11:21","date_gmt":"2023-11-04T06:11:21","guid":{"rendered":"https:\/\/bank.wblog.kr\/%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c%ec%9d%98-%ed%98%9c%ed%83%9d%ea%b3%bc-%ec%82%ac%ec%9a%a9-%eb%b0%a9%eb%b2%95\/"},"modified":"2023-11-10T20:30:53","modified_gmt":"2023-11-10T11:30:53","slug":"%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c%ec%9d%98-%ed%98%9c%ed%83%9d%ea%b3%bc-%ec%82%ac%ec%9a%a9-%eb%b0%a9%eb%b2%95","status":"publish","type":"post","link":"https:\/\/bank.wblog.kr\/%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c%ec%9d%98-%ed%98%9c%ed%83%9d%ea%b3%bc-%ec%82%ac%ec%9a%a9-%eb%b0%a9%eb%b2%95\/","title":{"rendered":"\ubb38\ud654\ub204\ub9ac\uce74\ub4dc\uc758 \ud61c\ud0dd\uacfc \uc0ac\uc6a9 \ubc29\ubc95"},"content":{"rendered":"<div style=\"background-color: #fafafa; padding-top: 20px; padding-bottom: 30px; margin-top: 25px; margin-bottom: 25px;\"><center><br \/>\n<strong>[\ud604\uc7ac \uae00\uacfc \uad00\ub828\ub41c \ub3c4\uc6c0\ub418\ub294 \uc815\ubcf4]<\/strong><\/center><br \/>\n<center><a href=\"https:\/\/bank.wblog.kr\/%eb%8f%84%eb%b4%89%ea%b5%ac-%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c-%ec%82%ac%ec%9a%a9%ec%b2%98-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0\/\">\u27a1\ufe0f \ub3c4\ubd09\uad6c \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc0ac\uc6a9\ucc98 \uc54c\uc544\ubcf4\uae30<\/a><\/center><\/div>\n<p>\ud61c\ud0dd\uacfc \uc0ac\uc6a9 \ubc29\ubc95\uc744 \uc54c\ub824\ub4dc\ub9ac\uae30 \uc804\uc5d0, \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\uac00 \uc5b4\ub5a4 \uce74\ub4dc\uc778\uc9c0 \uac04\ub2e8\ud788 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub294 \ubb38\ud654\uccb4\uc721\uad00\uad11\ubd80\uc5d0\uc11c \ubc1c\uae09\ud558\ub294 \uce74\ub4dc\ub85c, \ubb38\ud654\uc640 \uc608\uc220 \ud65c\ub3d9\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\ub294 \ub2e4\uc591\ud55c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubb38\ud654\uc2dc\uc124 \uc774\uc6a9 \ud560\uc778, \ubb38\ud654 \ud504\ub85c\uadf8\ub7a8 \ucc38\uc5ec \ud61c\ud0dd \ub4f1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub294 \uc628\ub77c\uc778\uc73c\ub85c \uc2e0\uccad\ud558\uace0, \uc774\ud6c4 \ubc1c\uae09\ubc1b\uc740 \uce74\ub4dc\ub85c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uae08\ubd80\ud130 \uc790\uc138\ud55c \ub0b4\uc6a9\uc744 \uc54c\uc544\ubcf4\ub3c4\ub85d \ud560\uac8c\uc694.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bank.wblog.kr\/%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c%ec%9d%98-%ed%98%9c%ed%83%9d%ea%b3%bc-%ec%82%ac%ec%9a%a9-%eb%b0%a9%eb%b2%95\/#%EB%AC%B8%ED%99%94%EB%88%84%EB%A6%AC%EC%B9%B4%EB%93%9C_%ED%98%9C%ED%83%9D\" title=\"\ubb38\ud654\ub204\ub9ac\uce74\ub4dc \ud61c\ud0dd\">\ubb38\ud654\ub204\ub9ac\uce74\ub4dc \ud61c\ud0dd<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bank.wblog.kr\/%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c%ec%9d%98-%ed%98%9c%ed%83%9d%ea%b3%bc-%ec%82%ac%ec%9a%a9-%eb%b0%a9%eb%b2%95\/#1_%EB%AC%B8%ED%99%94%EC%8B%9C%EC%84%A4_%EC%9D%B4%EC%9A%A9_%ED%95%A0%EC%9D%B8\" title=\"1. \ubb38\ud654\uc2dc\uc124 \uc774\uc6a9 \ud560\uc778\">1. \ubb38\ud654\uc2dc\uc124 \uc774\uc6a9 \ud560\uc778<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bank.wblog.kr\/%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c%ec%9d%98-%ed%98%9c%ed%83%9d%ea%b3%bc-%ec%82%ac%ec%9a%a9-%eb%b0%a9%eb%b2%95\/#2_%EB%AC%B8%ED%99%94_%ED%94%84%EB%A1%9C%EA%B7%B8%EB%9E%A8_%EC%B0%B8%EC%97%AC_%ED%98%9C%ED%83%9D\" title=\"2. \ubb38\ud654 \ud504\ub85c\uadf8\ub7a8 \ucc38\uc5ec \ud61c\ud0dd\">2. \ubb38\ud654 \ud504\ub85c\uadf8\ub7a8 \ucc38\uc5ec \ud61c\ud0dd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bank.wblog.kr\/%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c%ec%9d%98-%ed%98%9c%ed%83%9d%ea%b3%bc-%ec%82%ac%ec%9a%a9-%eb%b0%a9%eb%b2%95\/#3_%EB%AC%B8%ED%99%94%EB%88%84%EB%A6%AC%EC%B9%B4%EB%93%9C_%EC%A0%81%EB%A6%BD%EA%B3%BC_%EA%B5%90%ED%99%98_%ED%98%9C%ED%83%9D\" title=\"3. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc801\ub9bd\uacfc \uad50\ud658 \ud61c\ud0dd\">3. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc801\ub9bd\uacfc \uad50\ud658 \ud61c\ud0dd<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bank.wblog.kr\/%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c%ec%9d%98-%ed%98%9c%ed%83%9d%ea%b3%bc-%ec%82%ac%ec%9a%a9-%eb%b0%a9%eb%b2%95\/#%EB%AC%B8%ED%99%94%EB%88%84%EB%A6%AC%EC%B9%B4%EB%93%9C_%EC%82%AC%EC%9A%A9_%EB%B0%A9%EB%B2%95\" title=\"\ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc0ac\uc6a9 \ubc29\ubc95\">\ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc0ac\uc6a9 \ubc29\ubc95<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bank.wblog.kr\/%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c%ec%9d%98-%ed%98%9c%ed%83%9d%ea%b3%bc-%ec%82%ac%ec%9a%a9-%eb%b0%a9%eb%b2%95\/#1_%EC%98%A8%EB%9D%BC%EC%9D%B8_%EC%8B%A0%EC%B2%AD\" title=\"1. \uc628\ub77c\uc778 \uc2e0\uccad\">1. \uc628\ub77c\uc778 \uc2e0\uccad<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bank.wblog.kr\/%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c%ec%9d%98-%ed%98%9c%ed%83%9d%ea%b3%bc-%ec%82%ac%ec%9a%a9-%eb%b0%a9%eb%b2%95\/#2_%EB%AC%B8%ED%99%94%EC%8B%9C%EC%84%A4%EC%97%90%EC%84%9C%EC%9D%98_%EC%82%AC%EC%9A%A9\" title=\"2. \ubb38\ud654\uc2dc\uc124\uc5d0\uc11c\uc758 \uc0ac\uc6a9\">2. \ubb38\ud654\uc2dc\uc124\uc5d0\uc11c\uc758 \uc0ac\uc6a9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bank.wblog.kr\/%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c%ec%9d%98-%ed%98%9c%ed%83%9d%ea%b3%bc-%ec%82%ac%ec%9a%a9-%eb%b0%a9%eb%b2%95\/#3_%EB%AC%B8%ED%99%94%EB%88%84%EB%A6%AC%EC%B9%B4%EB%93%9C_%EC%95%A0%ED%94%8C%EB%A6%AC%EC%BC%80%EC%9D%B4%EC%85%98\" title=\"3. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc560\ud50c\ub9ac\ucf00\uc774\uc158\">3. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc560\ud50c\ub9ac\ucf00\uc774\uc158<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bank.wblog.kr\/%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c%ec%9d%98-%ed%98%9c%ed%83%9d%ea%b3%bc-%ec%82%ac%ec%9a%a9-%eb%b0%a9%eb%b2%95\/#%EB%A7%88%EC%B9%98%EB%A9%B0\" title=\"\ub9c8\uce58\uba70\">\ub9c8\uce58\uba70<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bank.wblog.kr\/%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c%ec%9d%98-%ed%98%9c%ed%83%9d%ea%b3%bc-%ec%82%ac%ec%9a%a9-%eb%b0%a9%eb%b2%95\/#%EC%B6%94%EA%B0%80%EB%A1%9C_%EC%95%8C%EB%A9%B4_%EB%8F%84%EC%9B%80%EB%90%98%EB%8A%94_%EC%A0%95%EB%B3%B4\" title=\"\ucd94\uac00\ub85c \uc54c\uba74 \ub3c4\uc6c0\ub418\ub294 \uc815\ubcf4\">\ucd94\uac00\ub85c \uc54c\uba74 \ub3c4\uc6c0\ub418\ub294 \uc815\ubcf4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bank.wblog.kr\/%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c%ec%9d%98-%ed%98%9c%ed%83%9d%ea%b3%bc-%ec%82%ac%ec%9a%a9-%eb%b0%a9%eb%b2%95\/#%EB%86%93%EC%B9%A0_%EC%88%98_%EC%9E%88%EB%8A%94_%EB%82%B4%EC%9A%A9_%EC%A0%95%EB%A6%AC\" title=\"\ub193\uce60 \uc218 \uc788\ub294 \ub0b4\uc6a9 \uc815\ub9ac\">\ub193\uce60 \uc218 \uc788\ub294 \ub0b4\uc6a9 \uc815\ub9ac<\/a><\/li><\/ul><\/nav><\/div>\r\n<h2><span class=\"ez-toc-section\" id=\"%EB%AC%B8%ED%99%94%EB%88%84%EB%A6%AC%EC%B9%B4%EB%93%9C_%ED%98%9C%ED%83%9D\"><\/span>\ubb38\ud654\ub204\ub9ac\uce74\ub4dc \ud61c\ud0dd<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div>\n<h3><span class=\"ez-toc-section\" id=\"1_%EB%AC%B8%ED%99%94%EC%8B%9C%EC%84%A4_%EC%9D%B4%EC%9A%A9_%ED%95%A0%EC%9D%B8\"><\/span>1. \ubb38\ud654\uc2dc\uc124 \uc774\uc6a9 \ud560\uc778<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<p>\ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub97c \uc18c\uc9c0\ud558\uba74 \uc804\uad6d\uc758 \ubb38\ud654\uc2dc\uc124\uc5d0\uc11c \ud560\uc778 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubc15\ubb3c\uad00, \ubbf8\uc220\uad00, \uacf5\uc5f0\uc7a5, \ub3c4\uc11c\uad00 \ub4f1 \ub2e4\uc591\ud55c \ubb38\ud654\uc2dc\uc124\uc5d0\uc11c \ucd5c\ub300 50%\uae4c\uc9c0 \ud560\uc778\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub85c \ud560\uc778 \ud61c\ud0dd\uc744 \ubc1b\uc73c\ub824\uba74 \ud574\ub2f9 \ubb38\ud654\uc2dc\uc124\uc5d0\uc11c \uc0ac\uc6a9 \uac00\ub2a5 \uc5ec\ubd80\ub97c \ud655\uc778\ud55c \ud6c4, \ubc1c\uae09\ubc1b\uc740 \uce74\ub4dc\ub97c \uc81c\uc2dc\ud558\uba74 \ub429\ub2c8\ub2e4. \ud560\uc778 \ud61c\ud0dd\uc740 \uc77c\ubc18 \uad00\ub78c\ub8cc \ubfd0\ub9cc \uc544\ub2c8\ub77c \ud2b9\ubcc4 \uc804\uc2dc\ud68c\ub098 \uacf5\uc5f0\ub3c4 \ud560\uc778 \ubc1b\uc744 \uc218 \uc788\uc73c\uba70, \uac00\uc871\ud560\uc778 \ub4f1\uc758 \ub2e4\uc591\ud55c \ud61c\ud0dd\ub3c4 \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/p>\n<div>\n<h3><span class=\"ez-toc-section\" id=\"2_%EB%AC%B8%ED%99%94_%ED%94%84%EB%A1%9C%EA%B7%B8%EB%9E%A8_%EC%B0%B8%EC%97%AC_%ED%98%9C%ED%83%9D\"><\/span>2. \ubb38\ud654 \ud504\ub85c\uadf8\ub7a8 \ucc38\uc5ec \ud61c\ud0dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<p>\ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub97c \uc18c\uc9c0\ud55c \uc0ac\ub78c\ub4e4\uc740 \ubb38\ud654 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ubb34\ub8cc \ub610\ub294 \ud560\uc778\ub41c \uac00\uaca9\uc73c\ub85c \ucc38\uc5ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc608\uc220 \uc791\ud488 \uad00\ub78c, \uacf5\uc5f0 \ucc38\uc5ec, \ubb38\ud654 \uccb4\ud5d8 \ud504\ub85c\uadf8\ub7a8 \ub4f1 \ub2e4\uc591\ud55c \ubb38\ud654 \ud65c\ub3d9\uc5d0 \ucc38\uc5ec\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ub2e4\uc591\ud55c \uc608\uc220 \uc885\ub958\uc5d0 \ub300\ud55c \uc774\ud574\ub3c4\ub97c \ub192\uc774\uace0, \uc0c8\ub85c\uc6b4 \uacbd\ud5d8\uc744 \uc990\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc18c\uc9c0\uc790 \uc804\uc6a9 \ubb38\ud654 \ud504\ub85c\uadf8\ub7a8\ub3c4 \uac1c\ucd5c\ub418\uae30 \ub54c\ubb38\uc5d0 \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uacfc \uc990\uac70\uc6b4 \uc2dc\uac04\uc744 \ud568\uaed8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<div>\n<h3><span class=\"ez-toc-section\" id=\"3_%EB%AC%B8%ED%99%94%EB%88%84%EB%A6%AC%EC%B9%B4%EB%93%9C_%EC%A0%81%EB%A6%BD%EA%B3%BC_%EA%B5%90%ED%99%98_%ED%98%9C%ED%83%9D\"><\/span>3. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc801\ub9bd\uacfc \uad50\ud658 \ud61c\ud0dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<p>\ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\uba74 \ud3ec\uc778\ud2b8\ub97c \uc801\ub9bd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc801\ub9bd\ub41c \ud3ec\uc778\ud2b8\ub294 \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \ud3ec\uc778\ud2b8\ub85c \uc0ac\uc6a9\ub418\uac70\ub098 \ud604\uae08\ucc98\ub7fc \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \ud1b5\ud569 \ud3ec\uc778\ud2b8 \uc81c\ub3c4\ub97c \ud1b5\ud574 \ub2e4\ub978 \ubb38\ud654 \uc2dc\uc124\uc5d0\uc11c\ub3c4 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ud3ec\uc778\ud2b8\ub85c \uad50\ud658\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc77c\ubd80 \ubb38\ud654\uc2dc\uc124\uc5d0\uc11c \uc81c\uacf5\ub418\ub294 \uc0c1\ud488\uacfc \uad50\ud658\ud560 \uc218 \uc788\ub294 \uc774\uc6a9\uad8c\ub3c4 \uc801\ub9bd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc801\ub9bd\ub41c \ud3ec\uc778\ud2b8\ub294 \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ud1b5\ud574 \ud655\uc778\ud558\uace0, \uad50\ud658 \ub610\ub294 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<div>\n<figure id=\"attachment_198\" aria-describedby=\"caption-attachment-198\" style=\"width: 790px\" class=\"wp-caption aligncenter\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" alt=\"\ubb38\ud654\ub204\ub9ac\uce74\ub4dc \ud648\ud398\uc774\uc9c0\" class=\"size-full wp-image-198\" height=\"800\" src=\"https:\/\/i0.wp.com\/bank.wblog.kr\/wp-content\/uploads\/2023\/11\/additional_image-15.jpg?resize=800%2C800&#038;ssl=1\" width=\"800\" title=\"\"><figcaption id=\"caption-attachment-198\" class=\"wp-caption-text\"><br \/>\ubb38\ud654\ub204\ub9ac\uce74\ub4dc \ud648\ud398\uc774\uc9c0<\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EB%AC%B8%ED%99%94%EB%88%84%EB%A6%AC%EC%B9%B4%EB%93%9C_%EC%82%AC%EC%9A%A9_%EB%B0%A9%EB%B2%95\"><\/span>\ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc0ac\uc6a9 \ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<div>\n<h3><span class=\"ez-toc-section\" id=\"1_%EC%98%A8%EB%9D%BC%EC%9D%B8_%EC%8B%A0%EC%B2%AD\"><\/span>1. \uc628\ub77c\uc778 \uc2e0\uccad<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<p>\ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub97c \ubc1c\uae09\ubc1b\uc73c\ub824\uba74 \uba3c\uc800 \uc628\ub77c\uc778 \uc2e0\uccad\uc744 \ud574\uc57c \ud569\ub2c8\ub2e4. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uacf5\uc2dd \ud648\ud398\uc774\uc9c0\ub098 \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ud1b5\ud574 \uac04\ud3b8\ud558\uac8c \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\uccad\uc11c\uc5d0\ub294 \uac1c\uc778 \uc815\ubcf4\uc640 \uc2e0\uccad \ub3d9\uae30 \ub4f1\uc758 \ub0b4\uc6a9\uc744 \uc791\uc131\ud574\uc57c \ud558\uba70, \ubcf8\uc778 \uc778\uc99d \uc808\ucc28\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uc2e0\uccad\uc774 \uc2b9\uc778\ub418\uba74 \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\uac00 \uac00\uc815 \uc8fc\uc18c\ub85c \uc6b0\ud3b8\uc73c\ub85c \ubc1c\uc1a1\ub429\ub2c8\ub2e4.<\/p>\n<div>\n<h3><span class=\"ez-toc-section\" id=\"2_%EB%AC%B8%ED%99%94%EC%8B%9C%EC%84%A4%EC%97%90%EC%84%9C%EC%9D%98_%EC%82%AC%EC%9A%A9\"><\/span>2. \ubb38\ud654\uc2dc\uc124\uc5d0\uc11c\uc758 \uc0ac\uc6a9<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<p>\ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub97c \uc18c\uc9c0\ud558\uba74 \ud560\uc778 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \ubb38\ud654\uc2dc\uc124\uc744 \ubc29\ubb38\ud560 \ub54c\ub9c8\ub2e4 \uce74\ub4dc\ub97c \uc81c\uc2dc\ud558\uba74 \ub429\ub2c8\ub2e4. \ud560\uc778 \ud61c\ud0dd\uc744 \ubc1b\uac70\ub098 \ubb34\ub8cc\ub85c \ubb38\ud654 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ucc38\uc5ec\ud560 \ub54c\uc5d0\ub3c4 \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub97c \uc81c\uc2dc\ud558\uba74 \ub429\ub2c8\ub2e4. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub294 \uad00\ub78c\ub8cc \uc9c0\ubd88 \ud61c\ud0dd\ubfd0\ub9cc \uc544\ub2c8\ub77c \ubb38\ud654\uc2dc\uc124\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubbf8\uc220\uad00\uc5d0\uc11c \uc74c\uc2dd\uc810 \ud560\uc778, \ubb38\ud654\uc2dc\uc124\uc5d0\uc11c\uc758 \uc1fc\ud551 \ud61c\ud0dd \ub4f1 \ub2e4\uc591\ud55c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<div>\n<h3><span class=\"ez-toc-section\" id=\"3_%EB%AC%B8%ED%99%94%EB%88%84%EB%A6%AC%EC%B9%B4%EB%93%9C_%EC%95%A0%ED%94%8C%EB%A6%AC%EC%BC%80%EC%9D%B4%EC%85%98\"><\/span>3. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc560\ud50c\ub9ac\ucf00\uc774\uc158<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<p>\ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ub2e4\uc6b4\ub85c\ub4dc\ud558\uc5ec \uc2e0\uccad \uc2b9\uc778 \ud6c4 \ud68c\uc6d0\uac00\uc785\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ud1b5\ud574 \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\uc758 \uc0ac\uc6a9 \ub0b4\uc5ed\uacfc \ud61c\ud0dd\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ud1b5\ud574 \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \ud3ec\uc778\ud2b8 \uc801\ub9bd \ubc0f \uc0ac\uc6a9, \ud3ec\uc778\ud2b8 \uc774\uc6a9 \ub0b4\uc5ed \ud655\uc778 \ub4f1 \ub2e4\uc591\ud55c \uae30\ub2a5\uc744 \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ud1b5\ud574 \ud3b8\ub9ac\ud558\uace0 \ube60\ub978 \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uad00\ub9ac\ub97c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EB%A7%88%EC%B9%98%EB%A9%B0\"><\/span>\ub9c8\uce58\uba70<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub294 \ubb38\ud654\uc2dc\uc124 \uc774\uc6a9 \ud560\uc778, \ubb38\ud654 \ud504\ub85c\uadf8\ub7a8 \ucc38\uc5ec \ud61c\ud0dd, \uc801\ub9bd \ubc0f \uad50\ud658 \ud61c\ud0dd \ub4f1 \ub2e4\uc591\ud55c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc804\uad6d\uc758 \ubb38\ud654\uc2dc\uc124\uc5d0\uc11c \ud560\uc778 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc73c\uba70, \ubb38\ud654 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ubb34\ub8cc \ub610\ub294 \ud560\uc778\ub41c \uac00\uaca9\uc73c\ub85c \ucc38\uc5ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\uba74 \ud3ec\uc778\ud2b8\ub97c \uc801\ub9bd\ud558\uc5ec \ub2e4\uc591\ud55c \ud61c\ud0dd\uacfc \uad50\ud658\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc628\ub77c\uc778 \uc2e0\uccad\uc744 \ud1b5\ud574 \uac04\ud3b8\ud558\uac8c \ubc1c\uae09\ubc1b\uc744 \uc218 \uc788\uc73c\uba70, \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ud1b5\ud574 \ud3b8\ub9ac\ud558\uace0 \ube60\ub978 \uad00\ub9ac\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EC%B6%94%EA%B0%80%EB%A1%9C_%EC%95%8C%EB%A9%B4_%EB%8F%84%EC%9B%80%EB%90%98%EB%8A%94_%EC%A0%95%EB%B3%B4\"><\/span>\ucd94\uac00\ub85c \uc54c\uba74 \ub3c4\uc6c0\ub418\ub294 \uc815\ubcf4<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>1. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub294 \uac1c\uc778 \ubcc4\ub85c \ud55c \uba85\uc5d0\uac8c 2\ub9e4\uae4c\uc9c0 \ubc1c\uae09\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<br \/>\n2. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \ubc1c\uae09 \ub300\uc0c1\uc740 \ub9cc 19\uc138 \uc774\uc0c1\uc778 \uc8fc\ubbfc\ub4f1\ub85d\uc0c1 \uc8fc\uc18c\uc9c0\uac00 \uc788\ub294 \uc0ac\ub78c\uc785\ub2c8\ub2e4.<br \/>\n3. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub85c \ud560\uc778 \ud61c\ud0dd\uc744 \ubc1b\uc73c\ub824\uba74 \ubb38\ud654\uc2dc\uc124\uc5d0\uc11c \uc0ac\uc6a9 \uac00\ub2a5 \uc5ec\ubd80\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<br \/>\n4. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \ud3ec\uc778\ud2b8\ub294 \ubc1c\uae09 \uc77c\ub85c\ubd80\ud130 2\ub144 \ub3d9\uc548 \uc720\ud6a8\ud569\ub2c8\ub2e4.<br \/>\n5. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub294 \ubd84\uc2e4 \uc2dc \uc7ac\ubc1c\uae09\uc774 \ubd88\uac00\ub2a5\ud558\ub2c8 \uc870\uc2ec\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EB%86%93%EC%B9%A0_%EC%88%98_%EC%9E%88%EB%8A%94_%EB%82%B4%EC%9A%A9_%EC%A0%95%EB%A6%AC\"><\/span>\ub193\uce60 \uc218 \uc788\ub294 \ub0b4\uc6a9 \uc815\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub97c \ubc1c\uae09\ubc1b\uace0\ub098\uba74 \ubc1c\uae09\uc77c\ub85c\ubd80\ud130 30\uc77c \ub0b4\uc5d0 \ud65c\ub3d9 \ub0b4\uc5ed\uc744 \ub4f1\ub85d\ud558\uace0 \uc131\uc2e4\ud788 \ucc38\uc5ec\ud574\uc57c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc77c\ubd80 \ubb38\ud654\uc2dc\uc124\uc5d0\uc11c\ub294 \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\ub294 \ub0a0\uc9dc\uac00 \uc815\ud574\uc838 \uc788\uc5b4 \uc608\uc57d\uc774 \ud544\uc694\ud560 \uc218 \uc788\uc73c\ub2c8 \uc0ac\uc804\uc5d0 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ud560\uc778\uc728\uc774\ub098 \ud61c\ud0dd\uc740 \uc2dc\uac04\uc5d0 \ub530\ub77c \ubcc0\ub3d9\ub420 \uc218 \uc788\uc73c\ub2c8 \ub2e4\uc591\ud55c \ubb38\ud654\uc2dc\uc124\uc5d0\uc11c \ud560\uc778 \uc815\ubcf4\ub97c \ud655\uc778\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><center><a href=\"https:\/\/ko.wikipedia.org\/wiki\/%ED%99%88%ED%8E%98%EC%9D%B4%EC%A7%80\" style=\"box-shadow: 5px 12px 10px -7px #276873; background: linear-gradient(to bottom, #599bb3 5%, #408c99 100%); background-color: #599bb3; border-radius: 10px; display: inline-block; cursor: pointer; color: #ffffff !important; font-family: Verdana; font-size: 18px; font-weight: bold !important; font-style: italic; padding: 20px 21px; text-decoration: none; text-shadow: 4px 3px 0px #3d768a;\" target=\"_self\" rel=\"noopener\">\ud83d\udc49\ud0a4\uc6cc\ub4dc \uc758\ubbf8 \ud655\uc778\ud558\uae30 1<\/a><\/center><\/p>\n<p><strong>[\ud568\uaed8 \ubcf4\uba74 \uc88b\uc740 \ud3ec\uc2a4\ud305 \uc815\ubcf4]<\/strong><\/p>\n<p><a href=\"https:\/\/bank.wblog.kr\/%eb%8f%84%eb%b4%89%ea%b5%ac-%eb%ac%b8%ed%99%94%eb%88%84%eb%a6%ac%ec%b9%b4%eb%93%9c-%ec%82%ac%ec%9a%a9%ec%b2%98-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0\/\">\u27a1\ufe0f \ub3c4\ubd09\uad6c \ubb38\ud654\ub204\ub9ac\uce74\ub4dc \uc0ac\uc6a9\ucc98 \uc54c\uc544\ubcf4\uae30<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud61c\ud0dd\uacfc \uc0ac\uc6a9 \ubc29\ubc95\uc744 \uc54c\ub824\ub4dc\ub9ac\uae30 \uc804\uc5d0, \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\uac00 \uc5b4\ub5a4 \uce74\ub4dc\uc778\uc9c0 \uac04\ub2e8\ud788 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub294 \ubb38\ud654\uccb4\uc721\uad00\uad11\ubd80\uc5d0\uc11c \ubc1c\uae09\ud558\ub294 \uce74\ub4dc\ub85c, \ubb38\ud654\uc640 \uc608\uc220 \ud65c\ub3d9\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\ub294 \ub2e4\uc591\ud55c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubb38\ud654\uc2dc\uc124 \uc774\uc6a9 \ud560\uc778, \ubb38\ud654 \ud504\ub85c\uadf8\ub7a8 \ucc38\uc5ec \ud61c\ud0dd \ub4f1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb38\ud654\ub204\ub9ac\uce74\ub4dc\ub294 \uc628\ub77c\uc778\uc73c\ub85c \uc2e0\uccad\ud558\uace0, \uc774\ud6c4 \ubc1c\uae09\ubc1b\uc740 \uce74\ub4dc\ub85c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uae08\ubd80\ud130 \uc790\uc138\ud55c \ub0b4\uc6a9\uc744 \uc54c\uc544\ubcf4\ub3c4\ub85d 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